Workers' comp for Pensacola crews
We're based in Pensacola and can meet you at the shop or the job site anywhere in Escambia County.
Local and in person
We live and work in Pensacola. If you'd rather go over a quote across a tailgate than on a phone call, we can do that. We cover Pensacola, Cantonment, Perdido Key, Pensacola Beach, and the rest of Escambia County.
Permits and coverage
Whether you pull permits through the City of Pensacola or Escambia County, Florida law requires proof of workers' comp or an exemption before a building permit is issued. State investigators also check job sites directly. A stop-work order can shut a job down the same day.
Payroll in 2026
Florida's minimum wage went to $15 an hour on September 30, 2026. Entry-level helpers and laborers are now at least there, and that raises the payroll your comp premium is figured on. Through a PEO, premium recalculates with every payroll, so raises are reflected automatically.
Trades we quote here
HVAC, plumbing, electrical, remodeling, drywall and flooring, landscaping, pool, cleaning, pest control, and pressure washing. See all trades. We don't place roofing or tree-service accounts.
Questions
Can you meet in person?
Yes. Anywhere in Escambia County, and from Pensacola to Panama City.
How fast can I get covered?
Once you sign with a PEO and send what it needs, setup usually takes a payroll cycle or two. Starting 30 to 60 days before your renewal is ideal.
Find out what your crew would pay
Tell us your trade and headcount. We'll shop it with our PEO partners and send you a side-by-side against what you pay now, usually within one business day.